Get Paid In 24 Hours
Industry Average = 30 Days to Pay
We Hate Factoring Companies.
That's Why We Became One.
No Contracts
We believe in flexibility, not contracts.
True to our old-school values, we put you
in full control of your finances. With us,
you're free to start or stop using our
services at any time—no strings attached.
Paid in 24 Hours
Cash flow is crucial in the trucking
industry. While most companies process
payments within 30 days, Smart Freight
Funding ensures you receive payment
within 24-hours of submitting your
documents.
Free Invoicing
We take care of invoicing the shipper or
broker so you can focus on what you do
best—hauling loads, not handling
paperwork. Let us manage the details
while you focus on keeping the truck
loaded.
Personal Accountant
Imagine actually resting when you aren't
actually driving, instead of doing
paperwork. When you sign up with Smart
Freight, you get a personal accountant
assigned to you to handle all of your
account receivables.
Fuel Cards
Fuel is a significant expense. To help ease
this burden, we offer fuel card programs
that provide valuable discounts, helping
you save more on every mile.
Full Transparency
No ACH fees, no hidden charges, no BS.
You'll get a real person on the phone every
single time. No robots, automated
messages, or someone that is hard to understand.
It's As Easy As 1, 2, 3...
Factoring users get paid within 24-hours upon submitting their documents.
Check Out What Members Say About BulkLoads Factoring:
Frequently Asked
Questions
How do I start factoring?
To start factoring with us, simply contact us or download our application packet on the homepage. Once you fill out the application, sign it, and send it back to us, you'll be able to factor immediately after you're onboarded.
What % do you take?
Our factoring rates start at 3% and can be adjusted based on the volume of loads you factor.
How long does it take to get paid?
Loads submitted before 11 AM CST Monday-Thursday get paid within 24 hours. Loads submitted on Friday get paid out on the following Monday.
Do I need to send in original documents?
We won't require originals unless your customer requires originals.
Do I have to factor all of my customers?
Nope! We believe you should be in control of your finances, you get to choose the customers that you factor.
How do I use Smart Freight if I'm locked into a contract with another company?
It might not be too late! In some instances, we offer contract buy-outs to get you out of your contract. Contact us to find out more!
How does Smart Pay work?
Smart Pay is our referral program for shippers/brokers. Contact us for more info!
Can my company use factoring?
Yes, we work with carriers of all sizes! Whether you're a single owner-operator or a fleet of 50 trucks, we make sure to provide excellent service to all parties. We're a small company of 30 employees but we operate like we have thousands.
I'm not very tech-savvy. How will I be able to scan and send documents?
We're simple-minded, we don't like complex processes that make our brain hurt. Simply use the BulkLoads app to take a picture of your documents, send them to us, and you'll get paid the next day. We also have training videos and offer live support every day of the week!